Ticket to Work
If you are interested
in working, the Ticket to Work Program is the key to unlocking vocational rehabilitation,
training, job referrals, and other ongoing support and services to help you reach
your employment goals. The program is available for people who are between the ages
of 18 and 65 and receive Social Security Disability Insurance (SSDI) or Supplemental
Security Income (SSI) benefits for people who are disabled or blind.
While you are actively
participating in the Ticket to Work program, you can get the help you need to find
the job that is right for you and you can safely explore your work options without
losing your benefits.
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You can easily return to benefits if you have to stop working (known as “expedited
reinstatement of benefits”);
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You can continue to receive healthcare benefits; and
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You will not receive a continuing disability review while using your Ticket.
First, you
should know that if you go back to work, you will NOT automatically lose your disability
benefits. The Ticket to Work and special rules called "work incentives" allow you
to keep your cash benefits and Medicare or Medicaid while you test your ability
to work. For the SSDI program, there is a trial work period during which you can
receive full benefits regardless of how much you earn, as long as you report your
work activity and continue to have a disabling impairment.
The trial work period
continues until you accumulate nine months (not necessarily consecutive) in which
you perform what SSA calls “services” within a rolling 60-month period. They consider
your work to be “services” if you earn more than $640 a month in 2007. For
2006, this amount was $620. After the trial work period ends, your benefits will
stop for the months your earnings are at a level we consider "substantial" -- currently
$900 in 2007. For 2006, this amount was $860. Different amounts apply to people
who are disabled because of blindness.
To find out specifically how your participation in the Ticket to Work Program could affect your disability benefits, you may contact a Work Incentives Planning and Assistance (WIPA) project in your state.
